Workers Compensation Attorney North Park

Workers Compensation Attorney North Park

What To Do If You Have Been Injured On The Job In The State Of California

If you find yourself in the predicament and are injured on the job in North Park you may want to seek the help of a Workers Compensation Attorney North Park, where you have sustained a work-related injury. Be aware of the fact that your employer can be held liable for assisting you with your lost wages, as well as other accommodations. Most employers that operate within North Park, are required by Californian laws to carry what’s known as ‘workers’ compensation insurance’. This type of insurance pays a certain degree of an injured employee’s regular wage, while he/she is in the midst of recovering from a work-related illness or injury.

What To Do If You Sustained An Injury At Work/Claim’s Application Process?
If you were injured at work, in a facility that’s located in North Park, or if you developed a work-related injury which stems from a property that’s located in North Park you must complete and submit, what’s known as a ‘Workers’ Compensation Claim Form (DCW-1) to said employer, within a time span of 30 days, from the original date that you sustained the injury, or from the date that you became aware of said injury. Once you have submitted your Worker’s Compensation Claim Form, your employee will have a time span of approximately 5 days, to file your claim with the insurance carrier that they enlisted with, on your behalf.
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Delayed Claim
In some cases a worker who reports a work-related injury, may end up having his/her claim delayed, pending investigation on behalf of the insurance company. This typically occurs when an injury manifest itself as a result of repetitive work-related activities, as opposed to a specific type of accident, such as a car collision or slip and fall for example. Said in simpler terms, it essentially means that the insurance company, is indecisive on whether it will accept or deny said injury claim. However, if your claim is denied, ensure that you thoroughly read the delay letter, to see what the specifics for the delay are.

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Denied Claim
Workers’ compensation insurance may deny claims for various reasons. However, some of the most common reasons include:
* The injury was unwitnessed.
* The individual did not file a report immediately after they sustained the injury.
* Medical records indicated the presence of illicit drugs.
* The claim was filed after said individual was laid off or fired.
* A discrepancy exist between said accident report and the medical record that was provided.

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Accepted Claim
An accepted claim is essentially a when the California workers’ compensation insurance company, agrees that your illness or injury is covered by worker’s compensation guidelines. Said in simpler terms, an accepted claim indicates that the insurance companies believe that you sustained a legitimate injury while in the midst of working.

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Effects Of Sustaining A Work Related Injury
The effects of sustaining a work-related injury go much further than the physical pain that’s associated with the injury itself. For instance, if you sustain a work-related injury you may suffer various emotional pain, as well as a high degree of stress from said injury. Besides the fact that you may have sustained an injury that can have a profound impact on your quality of life, if you are unable to pay for medical care, for said injuries this may make the whole process of recovering significantly more stressful. In the event that you are able to pay for medical expenses, you will undoubtedly be left struggling to maintain the financial burden that goes hand-in-hand with medical expenses in general. In some instances you may not be able to work full time, or at all, which in itself can prove to be a great source of stress, such as an inability to maintain your utility bills, buy food, pay your rent, partake in a weekend activity such as shopping, eating out or going to the movies.

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Why You should Get A Workers Compensation Attorney in North Park?
Even though you may feel that your claim has a strong chance of being accepted, it’s worth noting that even if the insurance company accepts your claim, they can delay it nonetheless. In most cases this delay can stretch for a few weeks, or even months. During that time, while you may be able to receive medical treatment, it will only be limited to $10,000. As such, by utilizing a workers compensation lawyer in North Park, they can assist you when it comes to providing an extensive amount of information, to reduce the chances that the insurance company may deny the claim, such as a denial which occured as a resuslt of a sufficient information for example.

Additionally, it’s also worth noting that a workers compensation attorney in North Park, can assist you when it comes to receiving a better financial settlement. This is due to the fact that even if your claim is accepted, the insurance company will undoubtedly attempt to provide you with the lowest amount of settlement that they can offer, in regards to the law or in essence, bare minimum. A competent workers compensation lawyer in North Park, will work with you to demonstrate the areas in which, the injury itself has affected you, thereby raising the amount of settlement that you are legally entitled. Call today to schedule a free initial consultation  with an experienced workers compensation attorney in San Diego County. Workers Compensation Attorney North Park 619-798-6487.